For more information contact Ray or Gay Hopkins at 540 825-4607 ext. 7 or by email
Download the B4A Brochure filled with helpful information

Past Speakers & Resources
Oct. 20, 2009
Dave & Lisa Giza from Genesis Clydesdale Farm spoke about how Financial Peace University impacted their life, marriage AND saved the family farm!
Sept. 15, 2009
Previewed Financial Peace University, our next class begins November 1st
August 18, 2009
Advisory Board Created: Sam Aitken, Culpeper Community Development Corporation, Dave Dunwiddie of Access National Mortgage, and Linda Shreck, Home Loss Prevention Expert
July 21, 2009
Sam McLaren of Primerica Financial Services
View his Presentation
June 16, 2009:
Tina Smock from Clearpoint Credit Counseling solutions will be presenting information about how to repair your credit.
May 19, 2009:
Cheryl Carter, program administrator at Culpeper Community Development Corp Christine Vipond of Harmony Haven Ministries discussed depression.
April 21, 2009: Linda Shreck, Home Loss Prevention Expert, Short Sale Specialist Virginia Foreclosure Solutions, LLC
Dave Dunwiddie of Access National Mortgage
Shreck presentation (PDF)
March 17, 2009: Sam Aitken, Culpeper Community Development Corporation shared what services are available to those facing foreclosure in the Culpeper area.

Building a community associated with the idea that a cord of three strands is not easily broken. Ecclesiastes 4:12
Beauty 4 Ashes
A foreclosure support group trading in our ashes, mourning, & heavy spirits for beauty, joy, and
garments of praise!
Meets the 3rd Tuesday of each month 7pm
Next meeting: Tuesday, January 19th 7pm
Childcare available
Speaker: TBD
Ray and Gay Hopkins lost their home April 9, 2008 in Culpeper County through Foreclosure, and God has led them to start this support group to allow fellow families to realize that they are not alone. We will be dealing with not just what to expect, but also any personal problems they may face. A special guest speaker will appear each month. Beauty 4 Ashes meets every 3rd Tuesday night.
To appoint unto them that mourn in Zion, to give unto them beauty for ashes, the oil of joy for mourning, the garment of praise for the spirit of heaviness; that they might be called trees of righteousness, the planting of the LORD, that he might be glorified. Isaiah 61:3
Read an article interviewing the Hopkins
in the Star Exponent March 11, 2009